About the Advisor
Experience in life insurance. Personal guidance for every conversation.
AbdurraSheed M. Dalawai is a Chief Life Insurance Advisor with 30+ years of experience — and this is his personal website. It exists for one purpose: to make it easy for individuals and families to talk about life insurance with someone who has spent a career listening to them.
Not a product catalogue, not a portal — a place to begin a clear, unhurried conversation about protecting the people who matter to you.
AbdurraSheed M. Dalawai
Chief Life Insurance Advisor (CLIA)
Photograph to be added
- Years of Experience
- 30+
- In life insurance advisory
- Chief Life Insurance Advisor
- CLIA
- With Life Insurance Corporation of India
- Chairman's Club Member
- Chairman's Club
- Recognition among LIC agents
My Approach
Understanding first. Decisions at your pace.
Every family’s situation is different, and insurance decisions deserve a clear conversation. The approach is deliberately simple.
Understanding what a policy does — and what it does not — is part of every conversation. You decide in your own time.
Listening comes first
Before anything is recommended, there is a conversation — about responsibilities, priorities, and what peace of mind means for your family.
Explained in plain language
Understanding what a policy does is as important as choosing one. Concepts are explained simply, and questions are always welcome.
Your decision, in your time
Good decisions are informed decisions. Nothing is decided under pressure — you take the time you need, and the conversation continues for as long as it helps.
Experience
Decades in the profession bring perspective — but good advice still starts with listening.
A long career in life insurance is, above all, a long experience of conversations with families — through new responsibilities, changing circumstances and different life stages.
That perspective shapes how guidance is given: patiently, in plain language, and always starting from the person in front of the advisor rather than from any product.
Specialization
One focus: life insurance
This practice concentrates on a single subject — so conversations stay focused on what matters to you and your family.
Family Protection
Planning for the financial responsibilities that would continue even if income stopped.
Children's Future
Thinking through how education and milestones could be supported over the long term.
Long-Term Financial Responsibilities
Loans, household commitments and other ongoing responsibilities, viewed through a protection lens.
Retirement Planning
Considering how later years could remain financially independent and comfortable.
Life-Stage Changes
Marriage, children, new responsibilities — moments when cover and plans deserve a fresh look.
Reviewing Existing Insurance
Understanding what a current policy actually covers, and whether it still fits today’s responsibilities.
For Aspiring Agents
Beginning an LIC agency journey?
The same experience is available to people considering the agency profession — what the work involves, how eligibility works, and how to take the first steps with guidance.
Prefer to read first?
This website is for personal guidance. KshemaLIC is the separate educational knowledge platform, offering detailed, factual articles about life insurance.
Contact
Have a question about life insurance?
Every conversation starts with understanding your situation. Call, message or write — the first discussion is simply a chance to talk things through.